Important legal information
Terms of Use Please read carefully before proceeding — continued use of this website constitutes your acceptance of these terms.
Restricted Access The Nexyra Fidelity Holdings Financial Centre is exclusively intended for use by licensed advisors. No recipient may share, forward, or reproduce any content from this platform in any form without obtaining prior written authorization from Nexyra Fidelity Holdings. By accessing this website, you agree to be bound by the terms outlined below.
About This Website Nexyra Fidelity Holdings is pleased to make available the products, services, tools, and content found on this platform (the “Nexyra Fidelity Holdings site”) for your personal, non-commercial use, unless a separate written agreement states otherwise. These terms of use (“terms”) constitute a binding agreement between you and Nexyra Fidelity Holdings and incorporate by reference all additional policies, disclosures, and notices listed under the “Legal” section of this site. Nexyra Fidelity Holdings reserves the right to amend these terms at any time without advance notice. Users are responsible for reviewing the most current version periodically. Nexyra Fidelity Holdings may suspend or terminate your access to the site at its discretion and without prior notification.
About Nexyra Fidelity Holdings Nexyra Fidelity Holdings Investments Canada ULC was incorporated in Canada in 1987 and operates as part of the broader Nexyra Fidelity Holdings Investments group. The firm provides Canadian investors with access to a comprehensive suite of investment solutions — spanning domestic, international, and global equity and income-oriented mutual funds, ETFs, asset allocation strategies, professionally managed portfolios, sustainable investing products, alternative mutual funds, and a dedicated high-net-worth program. Products are distributed through advice-based channels including financial planners, investment dealers, banks, and insurance companies.
Investment Funds Nexyra Fidelity Holdings Funds and ETFs, Nexyra Fidelity Holdings Capital Structure Corp. mutual funds, and Nexyra Fidelity Holdings Private Investment Pools are managed by Nexyra Fidelity Holdings and distributed through independent dealers. All content on this site is provided for informational purposes only, based on sources believed to be reliable. It does not constitute investment, tax, or legal advice, nor does it represent an offer or solicitation to buy or sell any security. Charts and illustrations are for informational use only and should not be interpreted as projections of future values or investment returns. Nexyra Fidelity Holdings accepts no liability for errors, omissions, or any resulting losses.
Investment funds may be subject to commissions, trailing commissions, management fees, brokerage fees, and other costs. Investors should read the applicable prospectus thoroughly before investing. Indicated rates of return reflect historical annual compounded total returns for the specified period, including changes in unit value and reinvestment of distributions. Returns for money market funds represent annualized historical yields based on a seven-day period and do not represent actual one-year returns. Rates of return do not account for sales, redemption, distribution, or option charges, or income taxes that would reduce returns. Mutual funds and ETFs are not guaranteed products — their values fluctuate, and investors may realize gains or losses. Past results are not indicative of future performance. Unlike GICs, mutual funds are not insured by the Canada Deposit Insurance Corporation or any equivalent deposit protection scheme.
Regulatory requirements prohibit the disclosure of performance data for funds with a track record of less than one year. Compound growth calculations are illustrative only and are not intended to represent projected returns. Index returns are provided for comparison purposes only; indexes are unmanaged and do not reflect fees or sales charges. Direct investment in an index is not possible.
A return of capital lowers an investor’s adjusted cost base (ACB), with capital gains taxes deferred until units are sold or the ACB falls below zero. Investors should not interpret cash-flow distributions as a measure of a fund’s rate of return or yield. Investors in Nexyra Fidelity Holdings Tax-Smart CashFlow series may defer certain personal capital gains; however, tax obligations on capital gains distributions arising from the sale of individual fund holdings, as well as on interest and dividend distributions, remain applicable. Year-end distributions under this series must be reinvested in additional fund securities. Monthly cash-flow distributions are not guaranteed, are subject to periodic adjustment, and may include income.
Unlike conventional mutual fund series, ETF series are listed and traded on stock exchanges. Trading disruptions or halts may cause the ETF series trading price to deviate from its net asset value (NAV) per unit, resulting in performance differences relative to the traditional mutual fund series. Additional factors such as brokerage commissions and HST may further contribute to such variances.
Liquid alternative mutual funds may employ investment strategies and access asset classes not available to conventional mutual funds, including increased use of derivatives, enhanced short-selling capabilities, and cash borrowing for investment purposes. Where applied, these strategies will be consistent with the fund’s stated objectives; however, under certain market conditions, they may amplify the pace of decline in a fund’s value.
Although certain funds are managed within neutral mix guidelines and investment parameters as outlined in the applicable prospectus, portfolio managers retain the discretion to deviate from these guidelines, which are not incorporated into the fund’s investment strategies within the offering document.
Nexyra Fidelity Holdings Currency Neutral Funds employ derivative instruments to limit exposure to fluctuations between developed market currencies (or the U.S. dollar) and the Canadian dollar. While this approach is designed to reduce currency risk, it will not entirely eliminate the effects of exchange rate movements. As a result, these funds’ returns may differ from the local currency returns of their underlying holdings.
Fund volatility is measured using standard deviation — a statistical indicator of how significantly returns vary over time. A higher standard deviation reflects a wider range of historical returns and therefore greater past volatility. Standard deviation is annualized and does not account for load adjustments, nor does it predict future fund volatility. Investment risk classifications are determined in accordance with the Canadian Securities Administrators’ standardized methodology, based on a fund’s ten-year annualized standard deviation or that of a reference index for newer funds.
The investment breakdowns presented herein are for illustrative purposes and may not reflect a fund’s current or future holdings, which are subject to change at any time. Views expressed by individual Nexyra Fidelity Holdings employees regarding specific companies, securities, or market sectors represent only the personal opinions of those individuals at the time of expression and do not reflect the position of Nexyra Fidelity Holdings as an organization. Such views may change without notice and should not be relied upon as investment advice or as an indication of trading activity within any Nexyra Fidelity Holdings Fund.
Certain statements may contain forward-looking statements (FLS) identified by language such as “expects,” “anticipates,” “intends,” or similar expressions. FLS are based on current expectations and assumptions regarding future economic and market conditions, and are inherently subject to risks and uncertainties that may cause actual outcomes to differ materially. FLS are not guarantees of future performance and should not be relied upon as such. Nexyra Fidelity Holdings has no obligation to update any FLS.
Morningstar Ratings Morningstar Risk Adjusted Ratings (MRARs), commonly known as Star Ratings, compare a fund’s risk-adjusted performance against peers within the same CIFSC category as of the stated period and are updated monthly. Ratings apply only to categories with a minimum of five funds. Funds scoring in the top 10% receive five stars; the next 22.5% receive four stars; the middle 35% receive three stars; the next 22.5% receive two stars; and the lowest 10% receive one star. The overall rating combines three-, five-, and ten-year ratings on a weighted basis.
Quartile rankings divide fund returns within a category into four equal segments, updated monthly. First quartile funds represent the top 25% of performers; fourth quartile funds represent the bottom 25%. For multi-series funds, each series is rated individually and weighted as a fraction within the scale to prevent any single portfolio from disproportionately influencing rankings.
© 2024 Morningstar Research Inc. All Rights Reserved. The data contained herein is proprietary to Morningstar and/or its content providers, may not be reproduced or distributed, and is not warranted to be accurate, complete, or timely. Past performance is not a guarantee of future results.
Calculators and Interactive Tools All calculators and interactive tools available on this site are provided for informational and illustrative purposes only. Outputs are based solely on user-provided inputs and are not intended to represent projected fund values or actual investment returns. Advisory fees, brokerage costs, and other applicable expenses may not be factored into results. Nothing derived from these tools constitutes financial, investment, tax, legal, or accounting advice. Users are solely responsible for evaluating the suitability of any investment based on their own objectives and risk tolerance. Professional advice should be obtained before taking any financial action. Nexyra Fidelity Holdings makes no warranties regarding the accuracy of calculator outputs and accepts no liability for any losses arising from reliance on such results.
Nexyra Fidelity Holdings Management & Research (Canada) ULC (“FMR Canada”) conducts business in British Columbia under the registered name FMR Investments Canada ULC. FMR Canada commenced operations in Ontario on February 1, 2018, and is registered as a portfolio manager with the Ontario Securities Commission and other applicable Canadian securities regulators. Its business activities are currently limited to delivering Global Asset Allocation (“GAA”) strategies through a dedicated portfolio management team, offered on a subadvised basis to accounts managed by Nexyra Fidelity Holdings. FMR Canada does not offer these strategies directly to investors in Canada. “Nexyra Fidelity Holdings Investments” is a registered trade name of FMR Canada in Canada.
Information for Non-Canadian Investors This communication does not constitute an offer or solicitation in the United States or any other jurisdiction where such activity is not permitted. Prospective investors residing outside of Canada should seek guidance from their advisor to confirm whether these investment funds may be lawfully offered in their home jurisdiction.
No Investment Advice Nothing on this website constitutes investment, tax, or legal advice, nor should any content be interpreted as a recommendation or solicitation to buy or sell any security. Certain tools are provided for illustrative or informational purposes only. Each investor is solely responsible for determining the suitability of any investment, security, or strategy based on their own financial objectives and risk tolerance. Individual circumstances vary and should be assessed in consultation with qualified legal and tax professionals.
Intellectual Property and Linking Policy This website is protected under applicable Canadian copyright laws. You may not copy, distribute, modify, post, or reproduce any content — including text, graphics, video, audio, software code, interface design, or logos — without prior written consent from Nexyra Fidelity Holdings. Prior written authorization is required before linking to any Nexyra Fidelity Holdings site. Approved links must direct to the top-level homepage of a Nexyra Fidelity Holdings domain and must not imply endorsement or affiliation with any non-Nexyra Fidelity Holdings entity. All trademarks, service marks, and intellectual property on this site are the property of Nexyra Fidelity Holdings, except where identified as belonging to third parties. A limited, non-exclusive, non-transferable right is granted to view and print content solely for personal, non-commercial purposes, provided no modifications are made and all proprietary notices are preserved.
Third-Party Content This site may include news, data, research reports, and other materials sourced from unaffiliated third parties. Such content may be presented through framed areas or hyperlinks to external websites. Nexyra Fidelity Holdings does not prepare, edit, endorse, or warrant the accuracy or completeness of third-party content and accepts no liability for any third-party materials, products, or services. Use of third-party content is entirely at the user’s own risk. This site also uses YouTube’s API services for embedded video content. By accessing linked videos, users are subject to YouTube’s Terms of Service and Google’s Privacy Policy. Nexyra Fidelity Holdings does not control YouTube’s collection or use of user data.
Website Changes Nexyra Fidelity Holdings may modify or discontinue any aspect of this website at any time without prior notice. All content is presented as of its original publication date and may be superseded by subsequent events. Nexyra Fidelity Holdings does not undertake to keep all content current. Users are responsible for configuring their browser cache settings to ensure they are viewing the most up-to-date information.
Access and Security While alternative means of accessing this site may be available, Nexyra Fidelity Holdings does not guarantee accurate rendering through unauthorized access methods. Automated, high-speed repeated access is prohibited unless expressly authorized. Unauthorized access to password-protected areas is strictly prohibited. Certain services may be hosted on servers located outside Canada and managed by affiliated companies. Nexyra Fidelity Holdings accepts no liability for the availability or performance of such services. Users may be required to accept supplementary terms (“Other Terms”) for specific content or services; in the event of a conflict, the Other Terms will govern.
Prohibited Conduct Users must not engage in any activity that damages, overloads, or disrupts Nexyra Fidelity Holdings servers or interferes with other users’ access to the site. Additionally, users are prohibited from: violating applicable laws or third-party rights; uploading or transmitting unlawful or infringing content; transferring user accounts without authorization; or copying, modifying, or redistributing site content.
Password Security Users with login credentials for restricted areas of this site are solely responsible for all activity associated with their account and must take appropriate steps to protect their password. Any suspected unauthorized use should be reported to Nexyra Fidelity Holdings immediately. The confidentiality of communications transmitted over the internet cannot be guaranteed.
Disclaimer of Warranties This website is provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Nexyra Fidelity Holdings does not warrant that the site will be error-free, uninterrupted, secure, or that results obtained through its use will be accurate or reliable.
Limitation of Liability Nexyra Fidelity Holdings shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from the use of — or inability to use — this website, any third-party sites, or any third-party content, regardless of the legal theory under which such claims are brought. This limitation applies even where Nexyra Fidelity Holdings has been informed of the possibility of such losses. Nexyra Fidelity Holdings is not liable for damages arising from circumstances outside its direct control, including equipment failure, unauthorized access, cyberattacks, extreme weather events, acts of war or terrorism, labour disputes, public health emergencies, or government actions.
Indemnification As a condition of use, you agree to indemnify and hold harmless Nexyra Fidelity Holdings and its third-party service providers from any claims, losses, liabilities, costs, or expenses — including legal fees — arising from your use of this site or your breach of these terms.
Governing Law Unless otherwise agreed in writing, these terms are governed by the laws of the Province of Ontario and applicable federal laws of Canada, without regard to conflict of law principles. All disputes arising from or connected to this site or these terms shall be subject to the exclusive jurisdiction of the courts of Ontario, sitting in Toronto, to which you irrevocably submit.
General Provisions These terms are binding upon and inure to the benefit of Nexyra Fidelity Holdings’s successors and permitted assigns. You may not assign these terms or any rights hereunder. Nexyra Fidelity Holdings may assign its rights and obligations without your consent. If any provision is found unenforceable by a court of competent jurisdiction, it will be enforced to the fullest extent permitted by law, and the remaining provisions will continue in full force and effect.
Investment funds may be subject to commissions, trailing commissions, management fees, brokerage fees, and other associated costs. Please read the fund’s prospectus carefully before investing, as it contains important and detailed information. Mutual funds and ETFs are not guaranteed products — their values change frequently and investors may experience a gain or loss. Past performance is not necessarily indicative of future results.
Please review our privacy policy. By accessing or logging into this website, you consent to the use of cookies as described therein.
This website is intended exclusively for residents of Canada. Mutual funds and ETFs sponsored by Nexyra Fidelity Holdings Investments Canada ULC are qualified for sale only within the provinces and territories of Canada.